Personal Accident Insurance for Students Pursuing Education and Research (“Gakkensai”), and Liability Insurance coupled with “Gakkensai” (“Gakkenbai”)

Reference:Disaster and Accident Insurance System for Students

Please apply for 2 kinds of accident Insurances, “Personal Accident Insurance for Student Pursuing Education and Research” for any injuries to yourself, and “Liability Insurance for Student Pursuing Education and Research” for any injuries or damages you caused for others or their property.
Most faculties require you to purchase both insurances.

Personal Accident Insurance for Students Pursuing Education and Research

This insurance policy covers sudden and accidental physical injuries incurred while engaging in educational or research activities in Japan, or while overseas.
This insurance does not cover illnesses.

Liability Insurance coupled with “Gakkensai”

The Liability Insurance coupled with “Gakkensai” (“Gakkenbai”) covers damages for which the insured students may be held legally liable to pay for injuring a third party or damaging any property during their regular curricular activities, school events, or extracurricular activities, or in transit between school facilities.

For details, please contact your faculty’s academic office, your supervisor or Student Support Division, Academic Affairs Department.

Note

The above two types of insurance do not cover accidents that occur in your daily life, such as when you go to your part-time job or your friend’s place.
Please make sure to purchase one of the following two types of insurance to cover damages caused by accidents in your daily life.

The University CO-OP Student Comprehensive Mutual Insurance and Personal Liability Insurance for Students

Reference: CO-OP Student Comprehensive Mutual Insurance

CO-OP Student Comprehensive Mutual Insurance

This insurance covers injury and illness 24 hours a day, 365 days a year, whether on or or campus, in Japan or abroad.
It also covers injury due to earthquakes, volcanic eruption and tsunami.

Personal Liability Insurance for Students (Without special clause for persons living alone)

“Without special clause for persons living alone” is insurance cover for compensated accidents that may occur during daily life, regular classes or internships, etc.
In the out-of-court settlement mediation service, where the insured of this insurance is responsible for an accident, and the consent of the insured and the other party has been obtained, the insurance company negotiates with the injured parties and resolves the issue on behalf of the insured.

Personal Liability Insurance for Students (With special clause for persons living alone)

“With special clause for Persons Living Alone”, includes the guarantees on “Without special clause for persons living alone”, as well as covers damage to rented housing, household goods and theft.

The premium for the insurance is JPY 5,800 to JPY 19,000 per year (including the CO-OP membership fee of JPY 4,000).
Please contact the University CO-OP for details.

Comprehensive Insurance for Students Lives Coupled with “Gakkensai” for International Students

Reference: Comprehensive Insurance for Students Lives Coupled with “Gakkensai” for International Students

This insurance covers off-campus daily life and medical treatment expenses, liability insurance with out-of-court settlement negotiation service, and rescue expenses for international students enrolled in “Gakkensai”, and can be purchased on a monthly basis according to the period of study abroad.
Coverage varies depending in the type of insurance you purchase. There are also plans that cover the full amount of medical treatment expenses paid at medical institutions.
Flyers are distributed at the International Education and Student Mobility Division, Academic Affairs Deparment.